— CPA/PFS · CFP® · MAcc · Fee-Only Fiduciary
Tax-smart financial planning and wealth management, built around one integrated plan.
Stop running a relay race between three advisors.
Your CPA, your planner, and your investment manager have probably never spoken. We're all three — one integrated plan, so your tax strategy and your portfolio finally pull in the same direction. Based in Daytona Beach, serving Central Florida and beyond.
15 minutes · no prep · we'll tell you if we're not a fit
Your Advisor
Anthony Lupoli
CPA/PFS · CFP® · MAcc
Fiduciary
Always, on every dollar
Fee-only
No commissions, ever
Triple-credentialed
CPA/PFS · CFP® · MAcc
Boutique
A limited number of clients
Most clients juggle three advisors. We are all three.
THE DIFFERENCE
With Us
Your Finances With Us
One relationship, every advisory angle covered
Forecasts that don't surprise you in April
High-touch, personalized advisory — built for you
One inbox, one advisor, one integrated plan
Investments and tax strategy coordinated weekly
AVL ADVISORY
Without Us
Your Finances Without Us
Fragmented advisors — CPA, planner, broker barely speak
Reactive, not proactive — tax bill is a surprise
Cookie-cutter advice generated by software
Uncoordinated communication, phone tag in April
Investment decisions made with tax blind spots
OUR APPROACH
Three professionals normally manage your money. We are all three.
01
We map your full picture.
Tax returns, balance sheet, equity comp, business entity, family goals, all captured in one model. You finally see the whole board, not three corners of it.
02
We model decisions before you commit.
A Roth conversion. An S-Corp salary change. A sale of company stock. We show the multi-year tax and net-worth impact side-by-side, then recommend.
03
We run it as one plan.
Tax prep, investment management, and ongoing planning move together. No relay race between three professionals who have never met each other.
WHAT WE DO
Four practices, one relationship.
Tax Advisory
Proactive tax planning & preparation
We don't just file. We model the tax impact of every major decision — before you commit.
Federal & state returns
Multi-year projections
IRS representation
Wealth Management
Fee-only fiduciary investing
Low-turnover, evidence-based portfolios coordinated with your tax plan, not against it.
Globally diversified, low cost
Tax-aware rebalancing
Concentrated-stock strategies
Financial Planning
Integrated, goals-based planning
Retirement, education, real estate, equity comp, insurance — modeled as one connected system.
Goals-based projections
Cash-flow & balance sheet
Estate coordination
Outsourced Accounting
Owner-operator back office
For S-Corps, partnerships, and multi-entity owners — reasonable-comp, QBI, monthly close.
Salary vs distribution
Solo-401(k) / cash-balance
Sale & succession planning
SERVICE TIERS
One Firm. Three Ways to Upgrade Your Financial Wellness.
Wherever you are on the journey, our tiers grow with you. Each includes tax preparation; investment management is priced as the greater of tiered AUM or planning fee.
Advisor
Build the foundation.
<$250K
Investable assets
May be right for:
Young professionals
Startup founders,
Clients early in their financial journey.
What’s included:
Goals-based financial planning
Dedicated CPA + CFP®
Email response within 24 hours
Major life-event guidance
Secure client portal
How you pay us:
Financial planning fee paid monthly. (From $300/month)
%1 of assets managed + separate fee for tax filing.
Visionary
Coordinate every angle.
$250K – $2M
Investable assets
May be right for:
Established professionals
Growing business owners
Equity stock holders
Tax Planning Seekers
What’s included:
Everything in Advisor, plus
6-month tax projections
Personalized Portfolio
Annual Strategy Meeting
Estate planning coordination
How you pay us:
Tiered asset management fee (see AUM Tiers)
Separate fee for tax filing
MOST POPULAR
Legacy
Protect and pass it on.
$2M+
Investable assets
May be right for:
Pre-Retirees & Retirees
Mature business owners
High-net-worth families pursuing legacy and continuity.
What’s included:
Everything in Visionary, plus:
Advanced tax planning
Family office support
Quarterly Strategy Meetings
Priority phone response
How you pay us:
Tiered asset management fee (see AUM Tiers)
Personal & trust taxes are included, we can handle everything with no hassle
Engagement letters and full fee schedules are provided in writing before any work begins. See Form ADV Part 2 for complete fee disclosures.
Meet Your Advisor
Anthony Lupoli
CPA/PFS · CFP® · MAcc
"Technical excellence, personalized attention to detail, and a commitment to helping you pursue financial independence — the way the wealthiest families have always done it."
Anthony founded AVL Advisory after watching tax planning, financial planning, and investment management get handled separately — by people who rarely talked to one another. As one of the only advisors in the Daytona Beach area with both CPA/PFS and CFP® credentials, he built the firm to deliver one coordinated relationship instead of three disconnected ones.
Why clients choose AVL Advisory.
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"Thanks to his friendly, professional, and down‑to‑earth approach, a process that originally felt overwhelming became organized, manageable, and gave us real peace of mind about our plans and our family’s future."
Erika
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"Wow! a great experience working with AVL. Excellent communication and solid service. This year I switched to AVL and it was trouble-free!! Highly recommend."
Richard
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"Anthony goes the extra mile and is very knowledgeable when it comes to any financial advising and more! 11/10 recommend!"
Garrett
Questions
Asked & answered.
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Yes, always, on every dollar. AVL Advisory is a Registered Investment Adviser; we are legally and contractually held to act in your best interest. We also do not accept commissions, referral fees, or product kickbacks.
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For fully integrated engagements (tax + planning + investments), we typically work with households at $250K+ in investable assets or business owners with annual revenue above $500K. Tax-only and project engagements have no minimum, we can start there and grow into a fuller relationship.
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Of course. We work two ways: as your sole advisor under one roof, or alongside your existing CPA, coordinating directly with them. The integrated fee assumes we handle taxes ourselves; if not, the engagement re-prices to reflect the lighter scope.
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Three structures: a blended assets-under-management fee for Visionary and Legacy clients (covering planning + investments + tax prep), fixed return-based pricing for tax-only clients, and project fees for one-off work. All terms are disclosed in writing before you sign anything. No percentages that grow silently as your wealth increases.
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Two ways. First, we're triple-credentialed under one roof: CPA/PFS handles tax, CFP® handles planning, and we manage investments ourselves, most firms have one of those, not all three. Second, we're boutique on purpose. A capped client roster means Anthony personally handles your work, not an analyst three rungs down.
Don't see your question?
The Next Step
Ready to Elevate Your Financial Life?
Fifteen minutes, no prep, no pressure. We'll learn what you're working on and tell you — honestly — whether we're the right fit. If we're not, we'll point you somewhere that is.